Dubai property fees calculator 2026

The Dubai Land Department transfer fee is 4% of the price. Officially it is 2% from the buyer and 2% from the seller, but in most sales the buyer pays the full 4% by agreement — check your sale contract. On top of that come the trustee office fee (AED 4,000 + VAT for properties of AED 500,000 or more, AED 2,000 + VAT below), AED 250 for the title deed, AED 250 for the map and AED 20 in knowledge and innovation fees.

No. The Dubai Land Department charges the same fees whatever your nationality — the 4% transfer fee, the trustee fee and the registration fees are identical for UAE nationals, residents and overseas buyers from India, the US, the UK or anywhere else. What can differ is what your own country taxes you on at home, which is a question for a tax adviser there.

Oqood is the Dubai Land Department register for off-plan sales. Registering an off-plan purchase carries the same 4% (2% buyer, 2% seller) plus AED 20 in knowledge and innovation fees. Developers often add their own admin or registration charge on top, and some pay part of the 4% as a launch incentive — both are set by the developer, so ask for the figure in writing.

The Dubai Land Department charges 0.25% of the loan amount to register a mortgage, plus AED 250 for the title deed and AED 20 in knowledge and innovation fees. Your bank will also charge its own fees — usually an arrangement fee and a valuation fee — which are not DLD fees.

Not on the price of a residential property. VAT at 5% applies to service charges such as the trustee office fee and agent commission, which is why those are shown "+ VAT".

For a ready property bought through an agent with cash, expect roughly 6–7% on top of the price: the 4% DLD fee, about 2% agent commission plus VAT, and a few thousand dirhams in registration fees. A mortgage adds 0.25% of the loan plus your bank's fees. An off-plan purchase from the developer usually has no agent commission.